Why Pre-Qualification is Important

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It's helpful to visit with a mortgage professional early, even before you have decided the sort of house you hope to find. Why? What can we do for you before you have negotiated a price, and do not yet know how much you want to borrow?

Pre-Qualify

We will help you determine the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. This process outlines your financial situation - your debt, income, employment, and cash available for down payment, among other things. It is a short, thorough process with minimal risks for papercuts.

We will award you a Pre-Qualification Letter after you qualify, which says that we are confident you'll qualify for up to a predetermined amount of mortgage loan dollars.

Pre-Qual Power

Holding your pre-qualification letter, a number of advantages are yours when you find the home you want to make an offer for. First, it lets you know the amount that you're able to offer. More important to the current home owner, your pre-qualification is like your having entered their house with a suitcase full of cash to make the deal! They won't have to be concerned they're wasting their time if you do not have the ability to qualify for a big enough mortgage. The seller won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not cause them concern. You have the ability to back your offer up.

We will help you pre-qualify

When we pre-qualify you, we help you determine the amount you can afford in mortgage payments you can afford, and how much we of a loan you can qualify for. The process takes you through your financial situation - your debts, income, job, down payment money, among other things. We will require a minimum amount of paperwork, with a short, basic process.

One-on-One

While you are able to use our mortgage calculators on our site, it's a good idea to meet with us. We can begin getting your pre-qualification letter. For another thing, we might locate a different mortgage program that is a better fit for you. Let us get you started: Call us at 4086261879.

Have questions about pre-qualifying? Call us at 4086261879. It's our job to answer pre-qualification questions, so we're happy to help!