When to Speak to a Mortgage Pro About Pre-Qualifying
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It's helpful to consult with your mortgage professional as soon as possible — even before you have started researching neighborhoods. Why? How can we help you if you haven't made your offer, and do not know yet how much you want to borrow?
We can help determine how much of a mortgage you can afford, and the amount of money you will be able to borrow, by walking you through pre-qualifying. During the process, we look at your borrowing capacity - looking at your employment, money available for down payment, debts, income, and other circumstances. We require a minimum amount of paperwork, with a quick process.
We'll award you a Pre-Qualification Letter after you qualify, which says that we're confident you can qualify for a specific amount of mortgage dollars.
Some beneifits open to you after you've found your new house, and have pre-qualification power. First, it lets you know how much you can offer.
Your pre-qualification also will make your offer more attractive to the home seller, like you were bringing them a big box of cash! They won't need to worry that that they're wasting their time if you won't be able to be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount won't be something for them to be concerned about. You can have the clout of a buyer ready to make the purchase on the spot!
We will help you pre-qualify
We will help you see how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. During this process, we calculate your borrowing power - reviewing your employment, money available for down payment, debts, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.
Face to Face
While you can use our tools to calculate mortgage variables on this site, it's essential to meet with us. We can walk you through your pre-qualification letter. For another thing, we could be able to locate a different mortgage loan option that is a better fit for you. Contact us at 4086261879 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at 4086261879. It's our job to answer pre-qualification questions, so we're happy to help!