When to Speak to Your Mortgage Professional About Pre-Qualification

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It's important to consult your mortgage professional early — even before you've started to consider neighborhoods. Why? When you don't know yet how much house you want to qualify for, what could we do for you?

We Will Help You Pre-Qualify

Our mortgage professionals can help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. The process outlines your financial situation - your debts, income, job, and down payment money, among other things. It is a quick, thorough process with minimal risks for papercuts.

We will award you a Pre-Qualification Letter when you qualify, which says that we are confident you'll qualify for up to a certain amount of mortgage loan dollars.

Pre-Qual Power

Armed with your pre-qualification letter, several advantages are yours at the point you find the home you want to put together an offer for. First, it lets you know the amount that you're able to offer. Having pre-qualification can also make your offer more attractive to the seller, like you were bringing them a bag full of cash! They need not be concerned they are wasting their time if you do not have the ability to qualify for a high enough mortgage loan. The seller of the home won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't cause them concern. They have a virtual guarantee that they can trust your buying power.

We help with your pre-qualification

When we pre-qualify you, we help you find out how much of a monthly payment you can afford, and the size of loan you can qualify for. We accomplish this by considering your income and debts, your work and housing circumstances, your funds available for down payment, required reserves, and other considerations. It's short and to the point; and we keep the paperwork to a minimum.

One-on-One

You can certainly use the calculators on our site to calculate how much mortgage you will be able to afford - but it's also essential to meet with us. We can work toward your pre-qualification letter. Next, we can consider your mortgage loan options to make sure you are in the right one. Let us help you get started: Call us at 4086261879.

Have questions about pre-qualifying? Call us at 4086261879. It's our job to answer pre-qualification questions, so we're happy to help!