Why Pre-Qualify?

	Shopping for a mortgage loan? We can help! Call us at 4086261879. Ready to get started? Apply Here.

Even if you have not researched homes to view yet, it is advantageous to contact your mortgage loan professional early. Why? If you don't yet know how much home you need to qualify for, what can we help you with?

We Can Help You Pre-Qualify

We can help you find out how much of a loan you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. In the process, we look at your ability to borrow - analyzing your earning status, money available for down payment, existing debt, income, and other circumstances. It is a short, thorough process with minimal risks for papercuts.

We'll award you a Pre-Qualification Letter once you qualify, which says that we're confident you can qualify for a specific amount of mortgage loan dollars.

Power in the Pre-Qual

Armed with your pre-qualification letter, a number of advantages are yours when you locate the house you want to make an offer for. The first is that you will know the amount you can afford when determining your offer. Having pre-qualification also will make your offer look even better to the seller, as if you were bringing them a bag full of cash! They will not need to be concerned that they're wasting their time if you will not be able to qualify for a high enough mortgage loan. The seller won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not be something for them to lose sleep over. You have the capability to back up your offer.

We will help you pre-qualify

Our mortgage professionals can help you find out how much of a loan you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. This process walks you through your finances - your debt, income, career, cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

Face to Face

It is important to sit down and talk with us, even though you are free to also try the helpful mortgage loan calculator tools on this site. We can begin working on your pre-qualification letter. For another thing, we might find a different mortgage loan option that better fits your needs. We're waiting to meet with you: contact us at 4086261879.

Have questions about pre-qualifying? Call us at 4086261879. The Reen Team at Direct Mortgage Funding answers pre-qualifying questions every day.